Are you Prepared?

Some people think that because they have life insurance, everything is taken care of. Insurance is designed to provide financial security for your heirs. But decisions regarding burial arrangements need to be made by you, not left to remaining heirs. What kind of burial and funeral arrangements do you prefer? How much of your estate should be spent on your burial and funeral? Is cremation an option? Do you prefer above ground entombment or in-ground burial? What about space for other family members? Families tend to overspend at the time of need. Important decisions made hastily can create emotional as well as financial hardships for your family. Think about the benefits of pre-arranging now. Your family will be glad you did.